/* Nexum PayNow — consumer portal. Same look as the Nexum landing page: deep navy, gold, Fraunces headings, Inter text.
   Mobile first. --pn-accent (Settings) is the gold. */
:root { --pn-bg:#0a0e17; --pn-bg2:#10141f; --pn-bg3:#161b29; --pn-text:#eef0f4; --pn-text2:#9aa3b5; --pn-text3:#5f6879; --pn-line:#222738; --pn-ok:#4ade80; --pn-bad:#f87171; --pn-warn:#e8bc6f; --pn-serif:'Fraunces',Georgia,serif; --pn-sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif; }
* { box-sizing: border-box; }
body.pn-standalone, .pn-app { margin: 0; font-family: var(--pn-sans); color: var(--pn-text); background: var(--pn-bg); font-size: 15px; line-height: 1.5; -webkit-font-smoothing: antialiased; -webkit-text-size-adjust: 100%; }
.pn-app { min-height: 100vh; display: flex; flex-direction: column; position: relative; }
.pn-app::before { content: ''; position: absolute; top: -160px; left: 50%; transform: translateX(-50%); width: 900px; max-width: 100%; height: 420px; background: radial-gradient(ellipse at center, rgba(212,162,76,.12), transparent 70%); pointer-events: none; }
.pn-header { position: relative; z-index: 2; background: rgba(10,14,23,.85); backdrop-filter: blur(10px); border-bottom: 1px solid var(--pn-line); padding: 14px 24px; min-height: 64px; display: flex; align-items: center; }
.pn-logo { font-family: var(--pn-serif); font-weight: 600; font-size: 21px; letter-spacing: -.01em; }
.pn-logo-img { max-height: 44px; max-width: 220px; display: block; }
.pn-root { position: relative; z-index: 2; flex: 1; width: 100%; max-width: 920px; margin: 0 auto; padding: 28px 18px 48px; }
.pn-footer { position: relative; z-index: 2; padding: 22px 20px 30px; text-align: center; font-size: 11.5px; color: var(--pn-text3); max-width: 760px; margin: 0 auto; line-height: 1.6; border-top: 1px solid var(--pn-line); }
.pn-loading { text-align: center; color: var(--pn-text2); padding: 60px 0; }

/* tabs */
.pn-shell { display: block; }
.pn-nav { display: flex; gap: 6px; overflow-x: auto; margin: 0 0 26px; padding-bottom: 2px; scrollbar-width: none; }
.pn-nav::-webkit-scrollbar { display: none; }
.pn-nav button { flex: none; display: flex; align-items: center; gap: 8px; background: none; border: 1px solid var(--pn-line); border-radius: 999px; padding: 10px 18px; font: 600 13.5px var(--pn-sans); color: var(--pn-text2); cursor: pointer; white-space: nowrap; transition: all .18s ease; }
.pn-nav button:hover { color: var(--pn-text); border-color: var(--pn-accent); }
.pn-nav button.on { background: var(--pn-accent); border-color: var(--pn-accent); color: #191305; }
.pn-nav i { display: none; }
.pn-view h1 { font-family: var(--pn-serif); font-size: 34px; line-height: 1.15; margin: 4px 0 20px; font-weight: 600; letter-spacing: -.01em; }
.pn-muted { color: var(--pn-text2); }
.pn-small { font-size: 13px; }

/* cards, rows, buttons */
.pn-card { background: var(--pn-bg2); border: 1px solid var(--pn-line); border-radius: 16px; padding: 24px; margin-bottom: 16px; }
.pn-big { font-family: var(--pn-serif); font-size: 46px; font-weight: 600; line-height: 1.1; letter-spacing: -.02em; color: var(--pn-text); }
.pn-lbl { font-size: 11.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--pn-accent); margin-bottom: 6px; display: block; }
.pn-btn { display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 12px 24px; border-radius: 8px; border: 1px solid transparent; font: 600 14.5px var(--pn-sans); cursor: pointer; text-decoration: none; min-height: 46px; transition: all .18s ease; background: transparent; color: var(--pn-text); }
.pn-btn-primary { background: var(--pn-accent); color: #191305; }
.pn-btn-primary:hover { filter: brightness(1.1); transform: translateY(-1px); }
.pn-btn-warn { background: transparent; border-color: var(--pn-accent); color: var(--pn-accent); }
.pn-btn-warn:hover { background: rgba(212,162,76,.1); }
.pn-btn-ghost { border-color: var(--pn-line); color: var(--pn-text2); }
.pn-btn-ghost:hover { border-color: var(--pn-accent); color: var(--pn-text); }
.pn-btn-danger { border-color: rgba(248,113,113,.4); color: var(--pn-bad); }
.pn-btn[disabled] { opacity: .5; cursor: default; transform: none; }
.pn-btn-block { display: flex; width: 100%; }
.pn-pill { display: inline-block; padding: 3px 10px; border-radius: 999px; font-size: 11.5px; font-weight: 700; letter-spacing: .04em; background: rgba(74,222,128,.1); color: var(--pn-ok); border: 1px solid rgba(74,222,128,.3); vertical-align: middle; }
.pn-pill.bad { background: rgba(248,113,113,.1); color: var(--pn-bad); border-color: rgba(248,113,113,.3); }
.pn-pill.warn { background: rgba(232,188,111,.1); color: var(--pn-warn); border-color: rgba(232,188,111,.3); }
.pn-acct { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 14px 20px; align-items: start; padding: 24px; background: var(--pn-bg2); border: 1px solid var(--pn-line); border-radius: 16px; margin-bottom: 14px; transition: border-color .18s; }
.pn-acct:hover { border-color: rgba(212,162,76,.5); }
.pn-acct-name { font-family: var(--pn-serif); font-size: 19px; font-weight: 600; word-break: break-word; }
.pn-acct-sub { color: var(--pn-text2); font-size: 13.5px; margin-top: 2px; }
.pn-acct-actions { grid-column: 1 / -1; display: flex; gap: 10px; flex-wrap: wrap; padding-top: 18px; border-top: 1px solid var(--pn-line); }

/* forms */
.pn-field { margin-bottom: 16px; }
.pn-field label { display: block; font-size: 12px; font-weight: 600; letter-spacing: .04em; text-transform: uppercase; color: var(--pn-text2); margin-bottom: 7px; }
.pn-field input, .pn-field select, .pn-field textarea, .pn-hosted { width: 100%; font: inherit; font-size: 16px; padding: 12px 14px; border: 1px solid var(--pn-line); border-radius: 8px; background: var(--pn-bg); color: var(--pn-text); min-height: 48px; color-scheme: dark; }
.pn-field input:focus, .pn-field select:focus { outline: none; border-color: var(--pn-accent); }
.pn-hosted { padding: 0; height: 48px; }
.pn-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pn-msg { padding: 11px 14px; border-radius: 8px; font-size: 14px; margin-bottom: 14px; }
.pn-msg-err { background: rgba(239,68,68,.1); border: 1px solid rgba(239,68,68,.3); color: var(--pn-bad); }
.pn-msg-ok { background: rgba(74,222,128,.1); border: 1px solid rgba(74,222,128,.3); color: var(--pn-ok); }
.pn-check { display: flex; gap: 12px; align-items: flex-start; font-size: 13.5px; margin: 10px 0; line-height: 1.6; color: var(--pn-text2); }
.pn-check input { margin-top: 3px; width: 18px; height: 18px; flex: none; accent-color: var(--pn-accent); }
.pn-link { background: none; border: 0; padding: 0; color: var(--pn-accent); font: 600 14px var(--pn-sans); cursor: pointer; }
.pn-link:hover { color: #e8bc6f; }

/* pay flow */
.pn-back { background: none; border: 0; font: 600 13.5px var(--pn-sans); color: var(--pn-text2); cursor: pointer; padding: 8px 0; margin-bottom: 8px; }
.pn-back:hover { color: var(--pn-accent); }
.pn-flow { max-width: 780px; margin: 0 auto; }
.pn-summary { display: grid; grid-template-columns: 1fr 1fr; background: var(--pn-bg2); border: 1px solid var(--pn-line); border-radius: 14px; margin: 6px 0 24px; }
.pn-summary > div { padding: 16px 20px; } .pn-summary > div + div { border-left: 1px solid var(--pn-line); }
.pn-summary b { display: block; font-family: var(--pn-serif); font-size: 20px; font-weight: 600; }
.pn-choice { display: flex; align-items: center; gap: 16px; width: 100%; text-align: left; background: var(--pn-bg2); border: 1px solid var(--pn-line); border-radius: 14px; padding: 20px 22px; margin-bottom: 12px; font: inherit; cursor: pointer; min-height: 72px; color: var(--pn-text); transition: all .18s ease; }
.pn-choice:hover { border-color: var(--pn-accent); transform: translateY(-2px); }
.pn-choice strong { display: block; font-family: var(--pn-serif); font-size: 18px; font-weight: 600; margin-bottom: 2px; }
.pn-choice .pn-muted { font-size: 14px; }
.pn-choice .pn-ico { font-size: 22px; width: 44px; height: 44px; border-radius: 12px; background: rgba(212,162,76,.1); display: flex; align-items: center; justify-content: center; flex: none; }
.pn-choice .pn-go { margin-left: auto; color: var(--pn-accent); font-size: 24px; }
.pn-offers { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; margin-bottom: 18px; }
.pn-offer { background: var(--pn-bg2); border: 1px solid var(--pn-line); border-radius: 16px; padding: 24px; display: flex; flex-direction: column; gap: 12px; transition: all .18s ease; }
.pn-offer:hover { border-color: var(--pn-accent); transform: translateY(-3px); }
.pn-offer h3 { margin: 0; font-size: 11.5px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--pn-accent); font-family: var(--pn-sans); display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.pn-save { background: var(--pn-accent); color: #191305; font-size: 11px; padding: 3px 9px; border-radius: 999px; font-weight: 700; letter-spacing: .04em; }
.pn-offer .pn-amt { font-family: var(--pn-serif); font-size: 36px; font-weight: 600; line-height: 1.1; }
.pn-offer ul { list-style: none; margin: 0; padding: 0; color: var(--pn-text2); font-size: 14px; }
.pn-offer ul li { padding: 8px 0 8px 26px; position: relative; border-top: 1px solid var(--pn-line); }
.pn-offer ul li::before { content: '✓'; position: absolute; left: 0; color: var(--pn-accent); font-weight: 700; }
.pn-offer .pn-btn { margin-top: auto; }
.pn-note { font-size: 13.5px; color: var(--pn-text2); display: flex; gap: 10px; margin: 12px 0 18px; padding: 12px 16px; border: 1px solid var(--pn-line); border-radius: 10px; background: var(--pn-bg2); }
.pn-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.pn-table th { text-align: left; font-size: 11.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--pn-accent); padding: 10px 8px; border-bottom: 1px solid var(--pn-line); }
.pn-table td { padding: 14px 8px; border-bottom: 1px solid var(--pn-line); color: var(--pn-text); }
.pn-table tr:last-child td { border-bottom: 0; }
.pn-method { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border: 1px solid var(--pn-line); border-radius: 10px; margin-bottom: 10px; background: var(--pn-bg); }
.pn-method input[type=radio] { width: 18px; height: 18px; flex: none; accent-color: var(--pn-accent); }
.pn-method .pn-grow { flex: 1; min-width: 0; }
.pn-done { text-align: center; padding: 40px 18px; }
.pn-done .pn-tick { width: 68px; height: 68px; border-radius: 50%; background: rgba(212,162,76,.12); border: 1px solid var(--pn-accent); color: var(--pn-accent); display: inline-flex; align-items: center; justify-content: center; font-size: 30px; margin-bottom: 14px; }
.pn-help { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; }
.pn-kv { display: grid; grid-template-columns: 150px 1fr; gap: 0 14px; font-size: 14.5px; margin: 0; }
.pn-kv dt, .pn-kv dd { padding: 10px 0; border-bottom: 1px solid var(--pn-line); margin: 0; }
.pn-kv dt { color: var(--pn-text2); } .pn-kv dd { text-align: right; font-weight: 600; }
.pn-kv dt:last-of-type, .pn-kv dd:last-of-type { border-bottom: 0; }

/* drawer */
.pn-drawer-back { position: fixed; inset: 0; background: rgba(5,7,12,.7); z-index: 90; }
.pn-drawer { position: fixed; top: 0; right: 0; bottom: 0; width: min(460px, 100%); background: var(--pn-bg2); border-left: 1px solid var(--pn-line); z-index: 100; display: flex; flex-direction: column; color: var(--pn-text); }
.pn-drawer[hidden], .pn-drawer-back[hidden] { display: none; }
.pn-drawer-head { display: flex; align-items: center; justify-content: space-between; padding: 18px 22px; border-bottom: 1px solid var(--pn-line); }
.pn-drawer-head h3 { margin: 0; font-family: var(--pn-serif); font-size: 21px; font-weight: 600; }
.pn-x { background: none; border: 0; font-size: 28px; line-height: 1; cursor: pointer; color: var(--pn-text2); min-width: 44px; min-height: 44px; }
.pn-drawer-body { padding: 22px; overflow: auto; flex: 1; }

/* sign in */
.pn-signin { max-width: 480px; margin: 24px auto; padding: 32px; }
.pn-signin h1 { font-size: 30px; }
.pn-mini { font-size: 12px; color: var(--pn-text3); margin-top: 16px; }

/* phones */
@media (max-width: 820px) {
  .pn-view h1 { font-size: 27px; }
  .pn-big { font-size: 38px; }
  .pn-acct { grid-template-columns: 1fr 1fr; padding: 20px; }
  .pn-acct > div:first-child { grid-column: 1 / -1; }
  .pn-acct-actions .pn-btn { flex: 1; }
  .pn-row2 { grid-template-columns: 1fr; }
  .pn-table thead { display: none; }
  .pn-table tr { display: block; border-bottom: 1px solid var(--pn-line); padding: 12px 0; }
  .pn-table td { display: flex; justify-content: space-between; border: 0; padding: 4px 8px; }
  .pn-table td::before { content: attr(data-l); color: var(--pn-text2); font-size: 12px; font-weight: 600; }
}
@media (prefers-reduced-motion: reduce) { .pn-btn, .pn-offer, .pn-choice { transition: none; transform: none !important; } }
.pn-consents{margin:6px 0 14px}.pn-consents .pn-check{margin:8px 0;font-size:13px;line-height:1.5}